House in Flames: How to Restore and Rejuvenate Your Home after a Fire

House in Flames

Local fire departments respond to over 358,000 residential fires every year, and these disasters can change your life forever. In addition to structural damage, you might find yourself struggling to find important documents and prized personal possessions. While you will no doubt be in a state of shock for at least a short period of time, you need to immediately begin taking steps to restore your home as soon as the fire has been put out.

Contact Your Insurance Provider

Almost all home insurance providers require their clients to notify them of residential fires as soon as reasonably possible. Even if you are not ready to begin dealing with a claims adjuster, you should still speak with your insurance company about getting an advance. An advance can help you cover some of the initial costs such as replacing your clothing and toiletries. You must also track your living expenses during that time if you have a “loss of use” clause in your insurance policy.

Assess the Damage

Assessing the damage is one of the most difficult steps in this process, and making any mistakes on your claim could end up costing you quite a bit of money. That is why all homeowners should immediately invest in a binder or folder to store all of the information regarding the fire. As you remember new possessions that were in the home or the fire department notifies you of specific damage, that information must immediately go into the folder.

Account for Personal Belongings

Your home insurance most likely includes a clause regarding personal possessions that are damaged in a fire. Unlike the structural damage that will be assessed by the claims adjuster or an inspector, you will most likely need to estimate the price of your personal possessions that were lost. You should begin with some of the more expensive items that you had in your home including your furniture and appliances. Many of the smaller items like your clothing and decorations will most likely be lumped into a single payment from the insurance company.

Speak With a Fire Restoration Specialist

Depending on the severity of the fire, you might prefer to work with a fire restoration specialist instead of having your home completely rebuilt. Some companies, like Icon Property, know that many homeowners must speak with a variety of contractors to determine if it will be more economical to rebuild or restore. Most homes can be restored if the fire didn’t damage any of the key structural components such as the foundation or load-bearing walls.

Once you are finally able to move back into your home, you want to be absolutely sure that your family will remain safe in the coming years. You must install new smoke alarms and fire detectors throughout your home and then test them as often as possible. You should also have an escape plan in place so that your family knows exactly what to do in the event of an emergency.

Be Prepared: 4 Essential Plans For Facing A Natural Disaster

Be Prepared 4 Essential Plans For Facing A Natural Disaster

There are many different types of natural disasters so try to prepare a general plan for emergencies, and think of different ways to use it. For example, take into account that you may be at work or traveling when the natural disaster occurs. Grabbing your family photo albums won’t be possible in that scenario. Use these tips as a guideline to create a customized plan for your own home and situation.

Windstorms and Tornadoes

If you have time to evacuate, do so quickly. As a backup plan, your home should have a safe room, or at least a safe area, where you can quickly take shelter. Tornadoes may be the hardest natural disaster to prepare for because, after they pass you may find that nothing you own is where you left it. If you can create a safe room be sure to keep your emergency kit there too.

Floods

If you wake up in the middle of the night to a flooded bedroom what would you do? If you live in a flood plain know the location of the nearest high-water shelter. Put together a waterproof bin with essentials items in it. If a bin is too unwieldy, pack everything into a backpack, which you can carry safely, and stay hands-free. Whatever is left behind can be cleaned up with a service, such as NiteOwl Restoration.

Earthquakes

Until the weather service better discovers how to predict these people will be surprised by them. Often an earthquake is the precursor to other dangers, like mudslides and fires. A good emergency plan would be to keep a backpack with essentials in it, such as a first aid kit, water, snacks, a flashlight, some cash or a debit card, and pet food. Keep one at home and one in your car. Expect that cell phone services and emergency providers will be overloaded after an earthquake, or other natural disasters, so try to be self-reliant.

Fires

Like tornadoes, a wildfire may leave you with nothing to return to. And you may need to evacuate at a moment’s notice. The important thing is to get the whole family to safety. Focus on having evacuation-backpacks, or bins, already packed up with important items. If these are ready to go, it will help to reduce panic and stress. Once you reach safety contact friends and family with your status and location.

Don’t count on a stash of supplies as a solution. Depending on the natural disaster it may all go to waste. Rather, put together an evacuation kit that will help you recover from a disaster. Be sure to practice executing your disaster plan with your family. Also, make a backup plan because your vehicle may break down, or your escape route may be blocked. These are the important things to consider when facing a natural disaster.

How To Prevent Your Property From Being Vandalized

When it comes to your home, one of the biggest ways to feel comfortable is to feel safe. But at times this can be difficult because of the threat of vandalism to your property. Statistics say that 77% of all crimes are property crimes, which means no matter the community or neighborhood you live in, the possibility of your home being burglarized or vandalized will always be present. Even if the damage is relatively minor, vandalism can shake a homeowner’s confidence to its core. What’s more, vandalism can depress a neighborhood’s spirit as well as property values. The following slides represent some common-sense approaches to help you protect your property, neighborhood and peace of mind.

 

How To Prevent Your Property From Being Vandalized slideshow create by Gate Options

Author Bio

Dean White is the owner of Gate Options, the premier automated gate company in northern Illinois. He has over 30 years of experience in the industry.

 

4 Safety Hazards That Your Home Might Have & You Don’t Even Know It

Even if you have a relatively new home, there might be more dangers lurking on your property than you realize. Everything from contaminants in the air to damaged appliances can pose a major risk to you and your family, and that is why it is so important to be vigilant around the home. Here is a closer look at four common dangers and what you can do to take care of them.

4 Safety Hazards That Your Home Might Have and You Don't Even Know It

Damaged Pipes

Not only will a small leak cause an incredible amount of damage in a short period of time, but it can also be a major health risk to all residents. Within just a few days, standing water creates problems such as mold, mildew, and pest infestations. Anyone who believes that they may have broken pipes in their home should keep a close eye on their water bill to see if there are any fluctuations. They should also have a professional, like those at HELP Plumbing, Heating, Cooling and Electric, come check the situation out. Many plumbers offer affordable inspections to test pipes for leaks or other forms of damage.

Dirty Ducts

Dirty air ducts can cause a wide variety of serious health complications including chronic congestion, severe allergies, and respiratory infections. That is why most specialists suggest that families should have their ducts professionally cleaned at least once or twice a year to dislodge any lingering debris. It is also important to change one’s air filters at least a few times a year to improve the efficiency of the system and prevent dust from getting into one’s home.

Old Water Heaters

Modern water heaters have many different safety features, but they can still become dangerous when they are not properly cared for. Issues such as sediment collecting in the bottom of the reservoir or the pilot light going out can put a family in danger. Much like your HVAC system, you should consider having your water heater serviced by an experienced plumber once a year. Servicing the water heater will also improve its efficiency and extend its lifespan.

Radon

Radon is a radioactive gas that can eventually cause lung cancer if an individual is exposed to it for a long period of time. Radon is completely invisible and odorless, and that is why all homeowners should install radon detectors throughout their property. The easiest way to clear radon out of a home is to make sure that all rooms have good ventilation.

Those who are considering carrying out major home renovations to mitigate these risks should speak with experienced contractors to explore their options. Trying to complete these projects on your own could impact your home insurance policy and potentially violate local safety regulations.

Reasons for Choosing Aluminum Security Screens

People choose aluminum security screens because they are less prone to rusting. These screens keep the bugs on the outside and ensure that only the breeze gets in. Materials used in aluminum security screens are important. These screens are manufactured using aluminum and the mesh is made with the help of structural alloy or stainless steel that is of the marine grade. The mesh is very strong. Hence, it does not let any intruders inside.

aluminium-screen-doors

Apart from that, you can install these screens as an additional security measurement in your home and commercial places. People now install these screens at their main entrance and windows to protect their family from intruders. On the other part, when you install these security screens at your window and door, you can keep open your doors and windows during daytime hours and enjoy your garden views. Natural lights and airflow will enter through these meshes and it will help to prevent germ and bacteria from affecting your house.

  • Safety standards for aluminum security screens – aluminum is a sturdy material and it is difficult to break these security screen door and windows by any intruder. So, when you install these, you will stay protected in your house.
  • Aesthetics provided by the security screens – These screens are of the narrow sightline and can easily blend with the design of the building and overall it looks like a regular window screen made of cloth or a door for storms.
  • Corrosion free – The frame is made up of aluminum and hence it is free of any kind of corrosion. These screens can provide you the best longevity and you do not need to pay any additional amount for the maintenance purpose of these security screens.

Other benefits of aluminum security screens are

  • Privacy: These screens are very popular because of their ability to give better privacy to. The angle and thickness of the mesh ensure that it is very hard for the folks passing by to see what is inside the property. This ensures that the users get a total view of the outside while eyes from the outside can be completely blocked. The mesh for security can be customized based on the needs of the household.
  • Decoration: Security screen doors can add a level of style and sophistication to the entire property. This is not the reason why people usually buy this, but it certainly adds a level of style when the user decides to make the investment. Improving the first impression in the home is very important for most people; and the front door is something that is noticed at the first time.

Aluminum security screens can save your power consumption cost:

The other type of benefit added by these screens is that they help in reducing the entire energy cost of the home. This is done with two methods: one by providing protection against solar energy loss and the other is by blocking the penetration of UV rays. Aluminum security screens also add another layer between the home and the outside natural environment. This additional layer traps the heat from the sun and ensures that the rays do not penetrate the house. So, it will help you to keep your rooms cool all the time. Similarly, during winter, huge amount of natural lights can enter through these screens, and it will provide you with more warmth. So, in both ways, this screen will minimize your electric consumption bill.

aluminium-security-screens

These factors allow the individual to understand how important these security screens and the level of functional stability they provide to users using this. There are many companies in the world that provide good screens and once all the areas fall into place the user should take the plunge and purchase the screen.

Author Bio:

Zoe Sewell is a passionate writer to write about Home improvement, Business and Automotive with have some helpful information for his readers. View the social networks of website at Google+, Twitter and Facebook.