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Thinking of DIY Repairs? 7 Times You Should Call a Pro

Thinking of DIY Repairs? 7 Times You Should Call a Pro

The growing popularity of home improvement and repair shows can make us believe that we are capable of doing just about anything when it comes to improving or repairing our homes. However, that is just an idea that is far from reality. In case of an emergency, you might want to grab a tool and handle the problem yourself, but DIY repairs are rarely as simple as they may seem on TV, and they can end up in a disaster that could cost you more money than hiring a professional. The common rule of thumb is that you can fix some cosmetic flaws yourself, but just in case you are wondering, here are the situations when you really should seek the help of an experienced professional.

Fixing electrical wires

Here’s another rule for you: if it can put you in a hospital, don’t do it. Really, fixing faulty/burnt electrical wires might remind you of the familiar movie scene where you should cut the red wire or match some colors, but it is far from being so. Unless you have some practical knowledge about working with electricity, it is better to leave this job to the pros.

Adjusting electrical lines

This is an even more complicated chore. Again, if you are not well-versed in this skill and you’re not familiar with the local code requirements, you could put yourself in an extremely dangerous situation. Poorly performed electrical works are a common cause of fire, so even if you don’t see any consequences right away, there could still be a pending doom. Also, if one day you decide to sell the house, this problem could be discovered by inspection and you could end up spending much more money than you’ve saved by taking matters into your own hands.

Window repairs and replacement

Unless you’re doing it on the first floor, window repairs and replacements can be quite tricky. In fact, anything that requires a ladder or scaffold can lead to a nasty fall. Don’t you think that the risks are too big to justify saving a few bucks?

Unclogging blocked drains

In some cases, this can be solved by an amateur, but unclogging drains isn’t always a simple task. Sometimes, clearing a blocked drain pipe requires professionals working with high-tech tools that can detect and remove blockages from your pipes quickly and efficiently. You will notice such persistent blockages when the usual boiling water and plunger methods fail.

Frozen pipes repair

Frozen pipes are quite common in some climates, but that doesn’t mean that you should tackle this problem all by yourself. They can lead to accidents that can cause some serious damage to your home. If the cold hasn’t already caused them to burst, professional plumbers can solve the problem before your whole house is flooded. Altering plumbing lines is also out of the question.

Leaky roof

There is nothing more annoying than hearing tiny raindrops dripping from your ceiling to the floor or furniture piece. Besides being annoying, this problem may damage the ceiling structure and cause health hazards like mold and mildew. This is not the time for showing your housework skills. Remember what we mentioned a couple of paragraphs above? Improper use of ladders and scaffolding can result in falls, and you don’t want that.

Removing large amounts of paint

What could possibly be dangerous about this? Nothing, unless you are removing large amounts of paint that may contain traces (or even larger amounts) of lead. Health concerns and legal requirements make this job an endeavor that should be left to professionals who possess protective equipment that can shield them from hazards associated with lead (e.g. kidney damage and anemia).

Wishing to take things into your own hands when it comes to maintaining your household is perfectly understandable. However, in some cases, it is better to call the professionals instead of biting off more than you can chew.

Guest Post By:

Chloe TaylorChloe is an art historian, recreational ballet dancer and a contributor at smoothdecorator.com. She is passionate about photography, dance and music. Her biggest dream is to travel the whole world with her husband and take stunning photographs of beautiful places. She also enjoys learning and writing about home design, since she is crazy about aesthetics. You can find Chloe on FB, Twitter, and G+.

 

 

Taking Control of Your Finances After College

Taking Control of Your Finances After College

It’s time for you to graduate from college. Finally! That means you’re preparing to start your career and life on your own. Although your 20s are the time to explore, be wary of certain financial decisions. “While every decision you make won’t irrevocably change the course of your life, a few may,” warns US News. Graduation is an excellent time to prepare to get your financial life headed in the right direction.

Although the job market for new college graduates is slightly improving, the large amount of student loan debt will be a constraint in the financial lives of many college grads many for years, maybe even decades. According to the Institute for College Access and Success, 68 percent of students from four-year colleges graduated with debt in 2015, and the average debt amount was $30,100, up four percent from 2014.

Lifestyle

Adjust your lifestyle to meet your financial goals. Start by living within your means, or even living below your means when possible. Many people make the mistake of readjusting their lifestyle to spend more with each increase in income. A better idea is to increase your contribution to your 401(k) plan and stick with the same lifestyle as before the raise.

Although it was considered unusual a generation ago, many college graduates now opt to live with their parents following graduation. It’s a smart short-term plan since you won’t fork money over for rent, utilities, and an internet bill. Instead, you can build up a savings account for a car, rent deposit, down payment on a home, graduate school, or even a once-in-a-lifetime trip.

Establishing credit and using it wisely are important financial steps, and one way to enhance your credit score is to always pay your bills on time. Also, be sure to monitor your credit profile. College students are the most prone to identity theft because they have such a substantial online profile.

Savings

Be sure you learn about personal finance and investing. Research online or read books on how to manage money and the different ways to invest. Take advantage of employer 401(k) plans by contributing as much as you can, or at least the same amount that your employer is willing to match. Otherwise, you’re missing out on free money from your employer. Obviously, the sooner you start, the more compounding interest works in your favor. Starting at 22 as opposed to 32 can be a world of a difference.

Having a retirement plan can even save you money on taxes each year. This means you can save extra income or even earn a refund that can be deposited into your savings or retirement fund. Many people find it beneficial to work with a financial planner or tax software so they’re sure to get all of the maximum tax deductions they’re entitled to, which helps their hard-earned money go even further.

Also, have money automatically withdrawn from your paycheck and distributed into a savings account or 401(k). This is most important in the first few years, as it gets you into the habit of this lifestyle. Furthermore, by having it automatically withdrawn, you won’t be tempted to spend the money.

Beyond the Bills

Choose your friends wisely. If you surround yourself with people who spend their money foolishly, it is likely to rub off on you. This is especially true with dating; marrying someone who doesn’t share your financial values is unwise. Learn to cook so you’ll eat at home more, which will save you money. Eating at home can also be healthier, which can lower medical expenses.

Before deciding to go to graduate school, consider the costs versus the benefits. For some fields, such as education, a master’s degree is a necessity. For others, having a master’s degree doesn’t offer any real career benefits. Accruing additional debt without increasing salary is ill advised.

Of course, none of this is to say you shouldn’t have fun. It’s OK to splurge on experiences. In fact, spending money on experiences is advisable over spending it on “things.” After graduation, take the chance to travel and try new experiences. Just stay focused on your overall financial plan to have a well-balanced and healthy budget while saving for your future and living a sensible lifestyle.

How To Prevent Your Property From Being Vandalized

When it comes to your home, one of the biggest ways to feel comfortable is to feel safe. But at times this can be difficult because of the threat of vandalism to your property. Statistics say that 77% of all crimes are property crimes, which means no matter the community or neighborhood you live in, the possibility of your home being burglarized or vandalized will always be present. Even if the damage is relatively minor, vandalism can shake a homeowner’s confidence to its core. What’s more, vandalism can depress a neighborhood’s spirit as well as property values. The following slides represent some common-sense approaches to help you protect your property, neighborhood and peace of mind.

 

How To Prevent Your Property From Being Vandalized slideshow create by Gate Options

Author Bio

Dean White is the owner of Gate Options, the premier automated gate company in northern Illinois. He has over 30 years of experience in the industry.

 

Bathroom Makeover: 4 Modern Essentials For Your Renovation

Bathroom Makeover 4 Modern Essentials For Your Renovation

Renovating the bathroom might seem like a simple task at first because it’s a small space, but when you begin removing aspects of the plumbing and start working in the room, you’ll find that there are a few things that are necessary to complete the work. It’s sometimes best to let someone else handle the renovation of this room so that you don’t feel like you’re doing something wrong. It also helps to have a professional in the home because of the tight quarters and the speed of which you need to have the renovation completed so that the room can be functional once again.

Money

Make sure you have a budget set aside for the project. You don’t want to get into the renovation and find that you don’t have money for an emergency that arises or enough money to pay for an increase in the amount for the supplies that are needed. Think about how much you have to spend on the renovation, completing steps one by one so that you aren’t financially strapped.

Timing

If you only have one bathroom, you need to make plans to have another bathroom that is readily available while yours is being renovated. Talk to a contractor to find out exactly how long it will take to get everything completed in the room. If you need to, do each area of the room one at a time, hiring a professional company like Moon Valley Plumbing, that can come in and do the toilet and shower one day so that it’s completed while counters and electrical work is completed another day.

Surface Area

The renovation will often entail more than just changing the hardware in the room or updating the plumbing. The walls will likely be painted along with changing the flooring. You want to have all of these supplies on hand in the colors and designs that you want to make the process go as smooth as possible. Slip-resistant flooring is an idea to put in the bathroom as a safety feature.

Small Details

Don’t forget the small details of the bathroom renovation. These would include the lights that go around a vanity, the storage areas for the towels and washcloths and the faucets. These small details will bring life to the bathroom along with the new plumbing features that you include.

Changing the bathroom is sometimes a fun adventure. You can turn the space into a relaxing oasis with a larger tub and water-saving features. However, you need to examine the room to determine what is needed for the project and where you stand with money and time before any work begins, allowing you to get the renovation completed without a hitch.

4 Safety Hazards That Your Home Might Have & You Don’t Even Know It

Even if you have a relatively new home, there might be more dangers lurking on your property than you realize. Everything from contaminants in the air to damaged appliances can pose a major risk to you and your family, and that is why it is so important to be vigilant around the home. Here is a closer look at four common dangers and what you can do to take care of them.

4 Safety Hazards That Your Home Might Have and You Don't Even Know It

Damaged Pipes

Not only will a small leak cause an incredible amount of damage in a short period of time, but it can also be a major health risk to all residents. Within just a few days, standing water creates problems such as mold, mildew, and pest infestations. Anyone who believes that they may have broken pipes in their home should keep a close eye on their water bill to see if there are any fluctuations. They should also have a professional, like those at HELP Plumbing, Heating, Cooling and Electric, come check the situation out. Many plumbers offer affordable inspections to test pipes for leaks or other forms of damage.

Dirty Ducts

Dirty air ducts can cause a wide variety of serious health complications including chronic congestion, severe allergies, and respiratory infections. That is why most specialists suggest that families should have their ducts professionally cleaned at least once or twice a year to dislodge any lingering debris. It is also important to change one’s air filters at least a few times a year to improve the efficiency of the system and prevent dust from getting into one’s home.

Old Water Heaters

Modern water heaters have many different safety features, but they can still become dangerous when they are not properly cared for. Issues such as sediment collecting in the bottom of the reservoir or the pilot light going out can put a family in danger. Much like your HVAC system, you should consider having your water heater serviced by an experienced plumber once a year. Servicing the water heater will also improve its efficiency and extend its lifespan.

Radon

Radon is a radioactive gas that can eventually cause lung cancer if an individual is exposed to it for a long period of time. Radon is completely invisible and odorless, and that is why all homeowners should install radon detectors throughout their property. The easiest way to clear radon out of a home is to make sure that all rooms have good ventilation.

Those who are considering carrying out major home renovations to mitigate these risks should speak with experienced contractors to explore their options. Trying to complete these projects on your own could impact your home insurance policy and potentially violate local safety regulations.

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